Is PayPal a good choice ?
In case you're making purchases on the internet within the United States, PayPal Account is expected to be the sole alternative available for payment at the checkout, except for the direct employment of a credit or debit card.
It is capable of being your optimal alternative economically as you can employ PayPal to subtract the payment from your bank account, thus avoiding all charges. Ensure that you set your checking account as the default payment option on PayPal or else you'll have to pay added charges to make use of a saved credit card.

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